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Bank Account Verification

Verify bank account details instantly

Verify bank accounts

and holder name during onboarding KYC and before making payouts.Complete account verification suite:

  • Bank account

  • IFSC

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bank account verification
zomato
bookmyforex
Bajaj Finserv
Rapido
Dunzo
Use Cases
KYC Verification
Zero transfer reversals
Accurate payouts everytime
Making transactions fool-proof by verifying Account Holder Name

  • Validate the accuracy of bank account details

  • Match the name with account holder name

  • Verify if the IFSC is correct

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bank-account-verification-iconBank Account Verification

BANK ACCOUNT VERIFICATION

Instant Bank Account Verification

Verify the bank account details of users individually or in bulk via APIs and excel upload, and make sure your next payment is going to the right beneficiary.
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Verification support for accounts of 600+ banks

Verify beneficiary accounts

, account holder name and IFSC codes for 600+ banks including public, private, rural and cooperative banks.

Bulk Bank Account Verification

Do a

single Bank Account Verification

or upto 10000 bank accounts in one go, via excel upload or APIs.

Beneficiary name verification

Verify the beneficiary name against the account holder name at the bank.

Inbuilt approval flow

Assign maker and checker role to reduce human errors and higher accuracy.

BUILT FOR ENTERPRISES

Here is why growing businesses trust Cashfree Bank Verfication

Verification can fail due to reasons like invalid account number, incorrect IFSC, blocked, frozen or closed account. Know exactly why verification failed in real time.

Do 10,000 account verifications using powerful API or bulk upload via simple excel sheet. Verify without exposing sensitive financial data to any third-party.

Add users (Maker and Checker) to your account, and control the permissions. Every time a Maker uploads a file to do batch verification, the Checker(s) can review the files individually, and mark each record as valid or invalid and approve or reject the file.

Know accurate reason for verification failure

Verification can fail due to reasons like invalid account number, incorrect IFSC, blocked, frozen or closed account. Know exactly why verification failed in real time.

10,000 account verifications in one go

Do 10,000 account verifications using powerful API or bulk upload via simple excel sheet. Verify without exposing sensitive financial data to any third-party.

Approval flow

Add users (Maker and Checker) to your account, and control the permissions. Every time a Maker uploads a file to do batch verification, the Checker(s) can review the files individually, and mark each record as valid or invalid and approve or reject the file.

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Who can use Bank Account Verification by Cashfree Payments?

Marketplaces

Verify user’s and vendors and ensure that the Payout amount is credited to intended beneficiaries only.

Businesses and individuals for payment verification

Verify the bank account details and match the name registered at the bank to avoid any transfer failures or reversals.

Payments and fintech companies

Ensure frictionless onboarding, Verify users details at the bank to avoid details mismatch or failed transactions.

Insurance providers

Authenticate individuals and users during onboarding or before disbursing the insurance amounts.

Wallet service providers

Fastrack user onboarding and account activations with Instant users/businesses account verifications.

Security and equity investment platforms

Enable users to start invertmenting on your platform faster with Bank Account Verification. Integrate APIs that are highly customisable and easy to use.

Lending Platforms

Verify the bank details before disbursing the loan to ensure zero transfer reversals or failures due to incorrect account number.

Recruitment and identification verification companies

Verify the bank account details and match the name of employees for a faster onboarding process and minimize failed transfers.

Create Account
INTEGRATIONSimplest and easiest to

integrate Bank Account Verification API

Integrate powerful

Bank Account Verification APIs

with your product using only a few lines of code and automate the onboarding process and ensure successful payouts with Cashfree Payments.

  • Highly reliable and secure Bank Account Verification APIs

  • Use the official Cashfree Payments libraries for different programming languages to integrate with your product and automate account verification flow

  • With webhooks, get notified on single or bulk verification status in real-time

View API documentation
cURLJavaPythonPHPNode JS

                        curl 
                        --request GET
                        --url https://payout-api.cashfree.com/payout/v1.2/validation/bankDetails
                        --header 'accept: application/json'

No code solutions

  • Do single Bank Account Verification or do upto 10,000 accounts verification by using simple excel upload

  • Just enter the beneficiary's account number/IFSC and get instant response

View Documentation

Use cases for various industries

Bank Account Verification for innovative businesses

Verify bank account details

before onboarding and validate accounts before making payouts with Cashfree Payments.
Seamless delivery partner onboarding for Zomato
Zomato ensures quick and correct on-boarding of riders using Cashfree’s API.
Instant verification of money exchangers for Bookmyforex
The foreign currency exchange platform uses Cashfree Payments for instant bank verification of money exchangers. As a platform facilitating 1600 crores+ currency exchange transactions, accuracy and speed while verifying accounts is a business prerequisite.
No cheque bank a/c verification for Zilra
Cross-border payments processor Zilra no more needs scanned copies of cancelled cheques. It now uses Cashfree Payments to verify the account details in a paperless manner for onboarding freelance partners.
Automated User KYC and bank account check
Baja Finance verifies it’s customers before activating any of their products like loans, insurance, FD’s or before loan disbursals for personal, business or professional requirement.
Complete Verification Suite
Verify if a bank account exists, match name provided by beneficiary with name at bank and minimise the failed or transfer reversals. Know the accurate reason for verification failure.
The most exhaustive list of IFSC codes updated weekly. Verify whether the IFSC is valid, the bank name and bank branch that it belongs to.
Bonus
Know the transfer modes supported - NEFT, IMPS, RTGS and choose payout method accordingly.

PAN Verification

Verify if the PAN is valid, identify the registered name of the card holder along with the nature of the card holder. Do a single verification or a bulk verification of upto 10,000 PAN numbers instantly via API.
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Validate user’s 12-digit Aadhaar number along with the OTP sent to the registered mobile number of users and get details like user’s name, date of birth, father’s name, user’s image, address, gender, state, mobile number and email ID of their mobile number, in seconds.
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Validate 15 digit GSTIN number and get details of valid GSTIN like GSTIN status, registered business name, nature of business, business address and taxpayer type like regular, composite and exempted.
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Bank Account Verification
Verify if a bank account exists, match name provided by beneficiary with name at bank and minimise the failed or transfer reversals. Know the accurate reason for verification failure.
IFSC Verification
The most exhaustive list of IFSC codes updated weekly. Verify whether the IFSC is valid, the bank name and bank branch that it belongs to.
Bonus
Know the transfer modes supported - NEFT, IMPS, RTGS and choose payout method accordingly.
PAN Verification

PAN Verification

Verify if the PAN is valid, identify the registered name of the card holder along with the nature of the card holder. Do a single verification or a bulk verification of upto 10,000 PAN numbers instantly via API.
Learn More
Aadhaar Verification
Validate user’s 12-digit Aadhaar number along with the OTP sent to the registered mobile number of users and get details like user’s name, date of birth, father’s name, user’s image, address, gender, state, mobile number and email ID of their mobile number, in seconds.
Learn More
GSTIN Verification
Validate 15 digit GSTIN number and get details of valid GSTIN like GSTIN status, registered business name, nature of business, business address and taxpayer type like regular, composite and exempted.
Learn More

PRICING

Industry leading solution with more than 97% success rate
Start Free Trial
Do free Bank account verification with free credits worth ₹100/-
Verification Suite
Verify bank account details or branch IFSC in real-time
Start Free Trial * GST applicable
ENTERPRISES

Custom pricing designed for enterprises

  • Early access to new features

  • Dedicated account manager

  • Discounted pricing

  • Support over WhatsApp in addition to other channels

Get in touch with our sales team to explore the right product(s) for your payment needs and get custom pricing.

Contact Sales

API Integration

Connect Verification APIs with other Cashfree Payments products
Payouts
Payouts

Make payouts to any bank account/card/AmazonPay/Paytm instantly even on a bank holiday.

Learn more
Cashgram
Cashgram

Payout links enable you to send money without the receiver’s bank account details. Verify the beneficiaries' account number to ensure money is credited to intended beneficiaries only.

Learn more
Easy Split
Easy Split

Use Easy Split to seamlessly split commission and disburse payments to all partner vendors after every sale, and reconcile with ease. Run a marketplace with ease.

Learn more
Frequently Asked Questions

On Cashfree Payments you can verify a/c numbers instantly. As you submit the request, our API gives an instant response.

The verification can be done for all the a/c of recognized Indian banks including all public banks, private banks, and 126+ co-operative banks*.

Note: Verification may not be possible for some co-operative bank a/cs.

On Cashfree Payments, you can do verification for any number of Indian bank accounts via two modes:

  • Manual entry on Cashfree Payments Bank account verification dashboard. Here you will be required to enter only two details: Indian bank account number and IFSC. If you want to do bulk verification, you can access the bulk upload feature on the dashboard where you can upload a csv/xslx file with required details and get a quick response.
  • Using API This is an integrated automated way to do single/bulk verification. The API can be integrated with existing company internal system or ERP and then request can be pushed directly using API.

No, there is no such limit. You can use the fetaure to verify any number of a/cs in a day 24*7.

KYC or “Know Your Customer” is a process to be undertaken by businesses especially financial institutions to obtain information about the identity and address of the customers. One of the key document is bank account details as the same is regarded as valid proof for the identity of a person/entity.

While onboarding vendors, delivery partners, or even employees, an organisation needs to do a bank account verification. Using Cashfree Payments API, this process can be automated and integrated with existing company internal system so that the bank verification process happens smoothly, without exposing the data to any third party. You can also verify PAN, Aadhaar and GSTIN of users or businesses with our Verification Suite.

The capability to verify a/c can be used in multiple business scenarios such as

  • Crucial part of verification process before providing loans of all kind (health,business,car etc)
  • Employee background check : a recruitment agency can use the feature for candidate's background check
  • Vendor onboarding: a marketplace splitting commission with different vendors can use the feature to verify the a/c details at the time of onboarding the vendor, this also helps in correct payments later on. The ability to integrate the API with existing ERP helps in reducing operational effort and saves cost.

Yes, Payouts is different. Payouts user can integrate BAV to do the validation & will be charged separately.

Yes, if you are using Cashfree Payments marketplace settlement and want to use verification API as well, you need to opt for the feature seperately. Our experts will help you with integration and you will be able to use Cashfree Payments marketplace settlement and verification feature together.

Our Plug and Play integrated a/c number verification API helps you confirm bank account validity. By accessing updated data, the risk of identity fraud and incorrect/incomplete data is reduced. The result such as account holder’s name shown to you will be exactly as it appears in bank records.

Have more questions?

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Explore other products
Payouts

Payouts

Make payouts to any bank account / UPI ID / card/ AmazonPay / Paytm instantly even on a bank holiday.

Learn More
Aadhaar Verification

Aadhaar Verification

Instantly verify Aadhaar details of users with consent-based verification flow.

Learn More
PAN verification

PAN verification

Verify the validity of user's PAN along with cardholder details, at scale.

Learn More
GSTIN Verification

GSTIN Verification

Instantly verify GSTIN of vendors for quick KYC and onboarding.

Learn More

Ready to get started?

Collect customer payments, make payouts, manage international payments and so much more. Create your account or contact our experts to explore custom solutions.

  • Easy onboarding

  • Dedicated account manager

  • API access

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