Cashfree Payments - Complete Payment and Banking Platform for India

RBI Authorised Payment Aggregator License — Certificate of Authorisation No. 266/2025 RBI Authorised Prepaid Payment Instrument (PPI) Provider — Certificate of Authorisation No. 209/2024


Your Business is One of a Kind. Your Payments Should Be Too.

1.6%* 1.95% — Now get India's best payment gateway pricing. Limited period offer!

Sign Up Now · Contact Sales

2 hours or Less

To start accepting payments

1 Million+

Businesses trust Cashfree

20,00,000+

Daily customer payments


For Businesses of Every Kind

E-commerce & D2C Increase revenue through a conversion-optimised checkout, AI-ready payment flows, and tools to reduce COD reliance and RTO losses.

SaaS & AI Builders Protect recurring revenue with a stable billing infrastructure, compliant cross-border payments and invoice collections that reduce failed renewals.

Global Businesses Drive higher conversion in India with UPI and RuPay acceptance, enabled by licensed infrastructure and streamlined onboarding.

Travel Improve booking completion for large-ticket transactions with a best-in-class card stack and automated retries.

Fintechs Scale regulated financial products with structured recurring payments, compliance built in, and simplified reconciliation.


Driven by ambition. Proven at scale.

Acko · BigBasket · Aditya Birla · CRED · Goibibo · Meesho · Navi · Nykaa · Paytm Money · redBus · Swiggy · Upstox · Zepto · Prashanti · Third Wave Coffee · Heads Up For Tails · FirstCry · Licious · ClearTax · MakeMyTrip · PharmEasy


Payments, Disbursals, and Compliance Built to Work Together

Shopify Payments Go live in minutes with Cashfree Payment Gateway plug-and-play integrations for Shopify stores. Accept UPI, cards, net banking, wallets, BNPL, EMI, and COD. Learn More »

Website and App Payments Integrate quickly with a wide range of SDKs, RESTful APIs, plug-ins, support for all major platforms. Learn More »

International Payments With Cashfree International Payments, collect payments in 140+ currencies from customers worldwide and settle in INR. Learn More »

Payment Links Create and share payment links easily via whatsapp, sms, messenger or email for your online brand and collect payments through UPI, cards and many more payment modes. Learn More »

Make Payouts Send money at scale 24×7 to bank accounts, UPI, cards, and wallets without delays. Learn More »

Verifying Identity Secure onboarding and transactions with Cashfree Secure ID — 360° identity verification, fraud checks, and compliance. Learn More »


Tools to Help You Scale

Build an Intelligent Checkout Customise checkout per your brand and enable OTP login and faster checkouts using 100M+ saved customer data. Learn More »

Drive Higher Conversions Run no-cost EMIs, targeted offers, and recover abandoned carts with automated WhatsApp reminders. Learn More »

Protect Margins as You Scale Reduce RTOs and nudge COD users toward prepaid without hurting conversion. Learn More »


Trusted by businesses. Loved by developers.

Customize our APIs to suit your business needs or build on our payments infrastructure.

Languages: cURL · Java · Python · PHP · Node.js

Take me to Code

Integrations — Discover the range of integrations supported by our platform. API Reference — Detailed documentation to help you integrate quickly. Devstudio — Test out your integrations and SDKs on our interactive developer playground.


Collect Payments

Recurring Payments

Make Payouts

Escrow as a Service

International Payments

Verify Identity

Other Products


Partner with us


Resources

Free Tools

Guides


Help & Support


One of a Kind Startup Awards

The Cashfree One of a Kind Startup Awards, in collaboration with The Economic Times, celebrates businesses shaped by their unique journeys — recognising startups on their path from startup to category leader. Nominate your business →


Frequently Asked Questions

Why should I choose Cashfree Payments?

Cashfree Payments is an RBI-licensed Payment Aggregator that helps 1,000,000+ businesses accept online payments across India and globally. Many businesses go live within 24 working hours — without long approval delays and with a fully paperless onboarding process.

Cashfree's payment gateway supports 180+ payment modes including UPI, cards, net banking, wallets, Pay Later, and Cardless EMI — helping businesses reduce drop-offs and improve payment success rates. It also offers instant refunds, compared to the industry standard of 5–7 working days, and card pre-authorisation for large-ticket transactions.

For e-commerce businesses, Cashfree provides tools to reduce COD dependency, recover abandoned carts via automated WhatsApp reminders, and cut RTO losses — without hurting checkout conversion.

For businesses with global customers, Cashfree supports international payment collection in 140+ currencies with INR settlement, and integrates with platforms like PayPal, Shopify, and WooCommerce without requiring a separate integration stack.

Cashfree is trusted by category-leading brands including BigBasket, Swiggy, Nykaa, Meesho, CRED, and IRCTC, and is backed by SBI, Y Combinator, Krafton, and Apis Partners.


How to get started on Cashfree Payments?

Cashfree Payments offers 100% paperless onboarding for businesses looking to start accepting online payments.

  1. Create your account on Cashfree Payments
  2. Update your business profile and upload the required documents
  3. Choose your preferred payment solution and test integrations using API credentials in the Test Environment
  4. A payment expert will contact you within 24 working hours to understand your business needs
  5. Once verified, your account is activated and ready to start processing online payments

You can then switch to the Production Environment and begin accepting payments on your website, app, or platform.


How long would it take to activate my account?

After submitting your documents for review, your account is typically activated within 24 working hours, subject to compliance verification. Cashfree's onboarding process allows businesses to test integrations immediately using sandbox credentials — so go-live happens the same day for many businesses.

For more details, refer to the account activation guide.


How is Cashfree Payment Gateway different from other payment gateways in India?

Cashfree Payment Gateway supports 180+ payment modes — UPI, cards, net banking, wallets, Pay Later, and Cardless EMI — and is among the few gateways in India that offer instant refunds, compared to the industry standard of 5–7 working days.

Key differences: faster onboarding (live within 24 hours), smart routing that retries failed transactions automatically to improve payment success rates, and built-in tools for e-commerce use cases like COD reduction, RTO management, and abandoned cart recovery. International payment collection across 140+ currencies is available without a separate integration.


Can I start accepting international payments using Cashfree Payments?

Yes. Businesses can enable international payment collection in 140+ currencies directly through Cashfree's payment gateway — with INR settlement and without needing a new integration or a separate stack.

Cashfree also supports UPI and RuPay acceptance for international businesses collecting payments from Indian customers. You can connect PayPal to your Cashfree account and offer it as a checkout option instantly.

Contact the team to activate international payment acceptance for your business.


What is the payment gateway pricing?

Cashfree currently offers a limited period rate of 1.6%* on payment gateway transactions, reduced from the standard 1.95%. For businesses with higher transaction volumes, Cashfree offers customised pricing based on volume, industry, and selected solutions.

See pricing details → or contact sales for a custom quote.


Which payment gateway is best for Shopify stores in India?

Cashfree offers a plug-and-play Shopify integration that goes live in minutes. Beyond accepting UPI, cards, wallets, EMI, BNPL, and COD, Cashfree provides Shopify merchants with tools to reduce COD orders, recover abandoned carts via WhatsApp, and cut RTO losses — directly improving fulfilment margins.

Learn more about Cashfree for Shopify →


Can I get tailored pricing for my business?

Yes. Cashfree offers customised pricing based on transaction volumes, industry category, and selected payment solutions.

Visit the pricing page or contact the team directly to discuss your requirements.


*Terms & Conditions Apply


Get Started

With Cashfree, collect payments, manage international payments, verify identities, and more. 100% paperless onboarding — start now or get in touch to explore custom solutions.

Sign up at 1.6%* · Contact Sales


Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, manage international payments, and more. Backed by SBI, Y Combinator, Krafton, and Apis Partners. Incubated by PayPal.

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RBI Authorised Payment Aggregator License — Certificate of Authorisation No. 266/2025 RBI Authorised Prepaid Payment Instrument (PPI) Provider — Certificate of Authorisation No. 209/2024

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