PAN Verification by Cashfree Payments enables businesses to instantly verify PAN card details, check PAN validity, identify the registered name of the card holder, and determine the nature of the card holder (individual or business). The service helps businesses onboard users and partners with KYC in real-time and ensures payments are going to intended beneficiaries only.
Under Section 272B of the Income Tax Act 1961, the Income Tax department can impose a penalty of ₹10,000 if anyone is found to have given an incorrect PAN number. Businesses can save themselves from penalties by verifying the PAN details of their vendors and users with PAN Verification by Cashfree Payments.
Verify if the PAN is valid, identify the registered name of the card holder along with the nature of the card holder - individual or business. Onboard users and partners with KYC in real-time and ensure payments are going to intended beneficiaries only.
Check PAN validity and PAN holder details against the latest updated PAN database, and know the status as Valid or Invalid in real-time, 24x7.
Just enter PAN and know the nature of card holder:
Do a single PAN verification or 10,000+ PAN verifications in one go, via simple excel upload or APIs.
Assign maker and checker role to reduce human errors and match PAN card holder name with updated PAN records for higher accuracy.
The following business categories can use PAN Verification by Cashfree Payments:
| Business Type | Use Case |
|---|---|
| Lending platforms | Verify borrower identity during onboarding |
| Payments and fintech companies | KYC verification for payment processing |
| Insurance providers | Verify policyholder identity |
| Large corporations with 1000+ headcount | Employee onboarding verification |
| Securities and equity investment platforms | Investor identity verification |
| Marketplaces | Vendor and seller verification |
| Business and Individual Tax filing platforms | Taxpayer identity verification |
| Wallet service providers | User KYC verification |
| Recruitment and Identification Verification companies | Candidate verification |
Integrate powerful PAN card Verification API with your product using only a few lines of code and automate the onboarding process, ensuring payouts to intended beneficiaries with Cashfree Payments.
curl --location --request POST 'https://gamma.cashfree.com/verification/pan/bulk' \
--header 'x-client-id;'\
--header 'x-client-id;'\
--header 'x-client-id;'\
--header 'content-type : application/json'\
--data-row '{
"bulk_verification_id": "dfs2f3sad2a231sd21sa12",
"entries":[
{
"name": "test",
"pan": "CDEPJ2456D"
}
]
}'
The API returns the following information:
| Field | Description | Example Value |
|---|---|---|
| name | Name provided for verification | Test |
| pan | PAN number verified | CDEPJ2456D, ABCPV1234D |
| type | Type of PAN holder | Individual |
| reference_id | Reference ID | 161 |
| name_provided | Name provided in request | JOHN DOE |
| registered_name | Name registered with PAN | JOHN DOE |
| valid | Validation status | (Boolean) |
| message | Verification message | PAN verified successfully |
| name_match_score | Name matching score | 100.00 |
| name_match_result | Name match result type | DIRECT_MATCH |
| aadhaar_seeding_status | Aadhaar linking status | Y |
| last_updated_at | Last update date | 01/01/2019 |
| name_pan_card | Name on PAN card | JOHN DOE |
| pan_status | PAN status | VALID |
| aadhaar_seeding_status_desc | Aadhaar status description | Aadhaar is linked to PAN |
Activate PAN Verification along with the complete Identity Suite to ensure all your transactions are verified and risk-free.
Verify beneficiary accounts for 600+ banks including public, private, rural, and cooperative banks.
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Check against the most exhaustive list of IFSC codes updated weekly.
Instantly verify the users' PII data like PAN, Aadhaar, bank account, UPI IDs when they sign up on your app. Recommended for app based solutions.
Zomato ensures quick and correct onboarding of riders using Cashfree Payments' API.
The foreign currency exchange platform uses Cashfree Payments for instant bank verification of money exchangers. As a platform facilitating 1600 crores+ currency exchange transactions, accuracy and speed while verifying accounts is a business prerequisite.
Cross-border payments processor Zilra needs no scanned copies of cancelled cheques anymore. It now uses Cashfree Payments to verify the account details in a paperless manner for onboarding freelancer partners.
Industry leading solution with more than 99.5% success rate.
Start with free PAN verification with free credits worth ₹100.
Custom pricing designed for enterprises with the following benefits:
If you are a financial service business or want to enable PAN Verification into your product flow, contact sales to get custom pricing.
There is an option to pay either way - before or after completing your PAN verification.
PAN verification enables merchants to verify their users' PAN card details, get the status of the PAN card, and check whether it belongs to a business or an individual.
The PAN verification feature can be used to identify the person/businesses during onboarding as well as before initiating the transaction. Businesses can use it for various purposes, such as:
Following business categories can use PAN verification to speed up their onboarding and payment process:
Yes, please get in touch with our sales team to get custom pricing as per your needs.
There is an option to pay either way - before or after completing your PAN verification.
Yes, the following documents are required to activate the PAN Verification:
You can just enter your PAN number and get the response.
Yes, Cashfree Payments offer OCR enabled PAN verification. If you got a physical or scanned copy of PAN you can upload it using the dashboard or use API to verify PAN information quickly.
Upload the scanned copy of the PAN card. Supported file types: .jpeg, .jpg, .png
Visit: https://www.cashfree.com/docs/secure-id/kyc-stack/verify-pan
No, to verify a PAN, it is mandatory to enter the PAN number.
PAN verification solution will return whether the PAN is valid or not along with the following details (if valid):
Using Cashfree Payments, a merchant can do single verification or bulk verification.
Single Verification: Manually input the PAN number and get all the details like Name registered, Date of birth or date of issue, PAN type, etc.
Bulk Verification: Verify upto 10,000 pans via Excel upload or API.
Yes, you can verify upto 10,000 PANs via excel upload or use API.
No, there is no limit to the number of PAN cards that can be verified in a day.
Make payouts to any bank account / UPI ID / card/ AmazonPay / Paytm instantly even on a bank holiday.
Collect payments on your website or app. Make payouts to any bank account.
Accept recurring payments by auto-debiting customer' accounts via standing instructions on cards or UPI emadate.
Split vendor commissions and manage marketplace settlements.
Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.
RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025
RBI Authorised Prepaid Payment Instrument (PPI) Provider Certificate of Authorisation No. 209/2024