UPI QR Code — Generate Unique UPI QR Codes for All Your Business Units
Generate unique printable QR codes for each branch or franchisee, collect UPI payments via any UPI app, and match all payments with your business entity.
- Zero transaction cost
- 30-minute settlements
- Split settlements with multiple parties
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What is a UPI QR Code?
A UPI QR code (Quick Response Code) is a machine-scannable code generated using NPCI's UPI infrastructure, used to store a merchant's bank information. Users can scan the code using any UPI app to make a payment. It is a touch-free way to collect payments.
UPI QR Code for Businesses
- Generate QR codes in seconds
- Print and display anywhere
- Pay zero transaction cost
- Stay compliant with government regulations
Who Can Use UPI QR Codes?
Businesses with a franchise model or multiple branches and departments can generate unique UPI QR codes for each unit — collecting UPI payments and matching them to individual units automatically.
Multi-Chain Businesses
Restaurants · Travel agencies · Jewellery showrooms · Theaters · Retail stores · Pharmacies
Multi-Department Institutions
Hospitals · Schools · Universities · Service centers (auto, mobile, etc.)
Built for Growing Businesses
Use Powerful APIs
- Generate any number of unique UPI QR Codes in seconds
- Get notified on successful payment via webhook notifications instantly
- Generate custom reports for each UPI VPA (branch / department / franchisee) using API calls
Centralised Control with Dashboard
Stay on top of daily, weekly, and monthly sales of each business unit with easy-to-read graphs and downloadable reports.
Transaction History — Dive deep into the history of each transaction: business unit's UPI ID, transaction ID, date, amount, and payment status.
Sales Analytics — Track daily, weekly, and monthly sales with graphs and downloadable custom reports.
Real-Time Tracking — Track payment settlements in real time.
Split Payments — Define split percentage between branch/franchisee/department and headquarters.
How to Create a UPI QR Code
- Sign up on Cashfree Payments
- Upload documents to activate your Auto Collect account
- Generate multiple UPI VPAs using the Dashboard or API; once VPAs are created, generate UPI QR codes via API
- Download from the Dashboard, print, and start collecting payments
Explore Related Products
- Auto Collect — Accept payments directly in your bank account via UPI, NEFT, IMPS, and RTGS. Match each payment to a customer or order and reconcile automatically.
- softPOS — Generate UPI QR code on your phone, or let customers Tap & Pay using a card. Create payment links and share over WhatsApp or SMS.
- Payment Gateway — Collect domestic and international payments on your website or app.
Frequently Asked Questions
What is a UPI QR Code?
A UPI QR code is a machine-scannable code generated using NPCI's UPI infrastructure that stores a merchant's bank information. Customers scan the code using any UPI app to make a payment instantly — no cash, no card required. It is a touch-free way to collect payments.
What is the difference between static and dynamic QR codes?
Static QR code — An open QR code that accepts multiple payments and has no fixed amount. The customer enters the amount during payment. Cashfree's UPI QR codes are static printable QR codes.
Dynamic QR code — For each transaction, a unique QR code is generated with a pre-defined amount. When the customer scans it, the amount auto-fills. The code expires once payment is made or if payment is not made within a predefined time period. To create dynamic QR codes for individual orders, use the Desktop QR Code checkout via Cashfree Payment Gateway.
How do I create a UPI QR Code with Cashfree?
- Sign up on Cashfree Payments
- Upload documents to activate your Auto Collect account
- Generate multiple UPI VPAs using the Dashboard or API; once VPAs are created, generate UPI QR codes via API
- Download from the Dashboard, print, and start collecting payments
Which types of businesses use UPI QR codes?
Businesses with an offline presence and multiple branches or franchisees — such as restaurant chains, retail stores, jewellery showrooms, pharmacies, hospitals, schools, and service centers — use UPI QR codes to collect in-store or in-person payments and match them to individual business units.
Can I split payments between my branches and headquarters?
Yes. Using the Dashboard, you can define a split percentage that distributes each incoming payment between the branch/franchisee/department and your headquarters automatically.
How do I track payments across multiple branches?
The Cashfree Dashboard provides transaction history per business unit (with UPI ID, transaction ID, date, amount, and status), sales analytics with downloadable reports, and real-time settlement tracking — all in one view. You can also use API calls to generate custom reports for each UPI VPA.
Is there any transaction cost for UPI QR code payments?
No. Cashfree charges zero transaction cost for payments collected via UPI QR codes. Settlements are processed within 30 minutes.
Can I get notified when a payment is received?
Yes. Cashfree sends webhook notifications instantly when a payment is successfully made on any of your UPI QR codes — enabling real-time reconciliation and automated workflows.
Get Started
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- API access
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