Send Money to India: Global Payouts for Global Businesses

Overview

Cashfree Global Payouts is a cross-border payment platform that enables businesses worldwide to send money to sellers, service providers, and freelancers in India directly to their local bank accounts. The service is designed to be simpler, faster, and cheaper than traditional international money transfer methods.

Target Users

Global Payouts is designed for:

How Global Payouts Works

The Global Payouts process involves three simple steps:

Step 1: Recharge Payouts Account

Add funds from your bank to your Cashfree Payouts account.

Supported Currencies:

Step 2: Upload Recipient Details

Upload recipient bank details and verify them using the Validation Suite to ensure accuracy before processing payments.

Step 3: Send Payouts Instantly

Execute bulk payouts - send 10,000+ payments to recipients in a single batch directly to their local Indian bank accounts.

Key Features

Get Started in No Time

Upgrade Your Payouts Workflow

Manage Payouts Efficiently

Pricing

Standard Pricing

Starts at 1%* plus taxes per wallet recharge (inclusive of foreign exchange and other charges)

Included Benefits:

Note: Pricing as stated in original content

*Valid Till 31st March 2024

Enterprise Pricing

Custom pricing designed for enterprises with the following benefits:

Contact the sales team to explore custom pricing options.

Customer Testimonials

Plug & Paid

"Cashfree is delivering massive value to our Indian merchants who are interested in selling globally. Cashfree has made the settlements much faster and easier. Their support is outstanding and we couldn't be more happy partnering with such a company!"

Emy Carlan, CEO - Plug & Paid

Aramex

"We are very excited to be partnering with Cashfree to provide an innovative solution which enables instant cross-border payments to Indian e-tailers selling products to the Middle East. With Cashfree, we are able to provide merchants in India with convenient and flexible options allowing them to receive money instantly from online purchases. This FinTech based solution supports the demands of these markets and enables Indian e-tailers to penetrate the MENA region's markets. It also ensures retail businesses are able to seamlessly process transactions, ultimately improving cash flow management, boosting order acceptance rates, and enabling those businesses to focus on profitable growth."

Samer Marei, Regional Director - South East Asia & the Indian Sub at Aramex

Frequently Asked Questions

What is Cashfree Global Payouts?

Global Payouts by Cashfree is a cross-border payments platform that connects businesses across the globe with businesses and individuals operating out of India. Cashfree enables businesses to facilitate payments to their partner sellers, service providers and freelancers by using Cashfree's payment infrastructure without having to open a place of business in India. Global brands like Dlocal, Plug & Paid and Aramex use Global Payouts for their bulk payouts needs.

How do I start using Global Payouts?

To start using Global Payouts you need to have an international business bank account. Contact Cashfree's expert team, and they will contact you within the next 6 business hours.

What are the documents required to start using Global Payouts?

To activate your account, submit scanned copies of the following documents:

  1. Company ownership documents: Certificate of Incorporation and Beneficial Ownership
  2. Tax identification documents as applicable in your country of business
  3. Bank Account details: Name of the bank, bank branch address, account holder name, account number and SWIFT code
  4. Director / Authorised signatory KYC: Passport and national identity card
  5. Beneficial owners: In the case of any individual(s) with 10% or more ownership in the company, passport and national identity card of each such individual will be required

Who can use Global Payouts services?

Global Payouts is available to:

  1. Any business entity based outside of India
  2. Businesses operating in India where the holding company is outside of India

What details do I need to collect from the recipient in India?

Before initiating a payout to any recipient in India, you need to collect the following details:

  1. Bank Account details: Name of the bank, IFSC, account type (Savings/Current), bank account number, and name of the recipient as registered at the bank
  2. Permanent Account Number (PAN)
  3. Address and email ID
  4. Purpose code: Used to determine the nature of foreign currency transactions for payments received
  5. IEC code: Required in case of export of goods

What are the transaction limits for Global Payouts?

Transaction Limits:

Important Regulatory Note:

As per RBI regulations on OPGSP (Online Payment Gateway Service Providers), providers can hold funds on behalf of businesses only for 7 working days from the date of deposit. Therefore, funds deposited in the Cashfree Global Payouts wallet need to be utilized within 7 days of recharge, after which the funds will automatically be reversed to the source bank account.

What is a Purpose Code?

Purpose Code is a code issued by the Reserve Bank of India (RBI) to classify the nature of foreign currency transactions. Purpose codes help regulators identify the exact nature of a cross-border transaction.

Before initiating a payout to any recipient, you need to specify this code. Certain payments may be restricted or prohibited as per RBI policy. Purpose code validation happens to avoid illegal transactions. Refer to your Payouts Global dashboard to understand the permissible purpose codes.

In which currencies can I deposit my funds to my Cashfree Global Payouts account?

To send payouts to recipients in India, you need to recharge your Cashfree Global Payouts account. You can deposit funds in 17+ international currencies including:

What is a FIRS and why is it important?

Foreign Inward Remittance Statement Copy (FIRS) is a document that serves as proof of a foreign transfer to India.

Importance:

Based on the FIRS details, the beneficiary bank issues:

These certificates are required as proof at:

Use Cases:

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more.

Backing and Credentials:

Getting Started

To start using Cashfree Global Payouts:

  1. Create an account or contact the sales team
  2. Submit required documentation for account activation
  3. Recharge your account in your preferred currency
  4. Upload recipient details and verify using Validation Suite
  5. Start sending payouts instantly to India

Support Features: