Cashfree Payouts helps businesses send money instantly, 24x7 — even on bank holidays. Pay your vendors, make customer refunds, disburse loans, and more with an industry-best success rate of 99.98%.
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Trusted by: Meesho · MakeMyTrip · CRED · Rapido · Khatabook · Paytm First · Branch
Add multiple fund sources and pay your vendors, partners, employees, or customers into the destination payment mode of their choice.
Banking Partners: ICICI · Kotak · Yes Bank · IndusInd · Axis · RBL · HDFC · DBS · IDFC First
Bank Account Send money to your customer's bank account via IMPS, NEFT, or RTGS instantly. No cool off period for beneficiary addition.
UPI or Wallets Initiate disbursals to customers' UPI IDs directly or add funds to their Paytm and Amazon Pay wallets.
Tokenised Cards Transfer money to any tokenised credit and debit cards instantly.
24x7 Operations Maximise operations 24x7 regardless of banking hours, cooling periods, or traditional processes. Delayed transfers no longer affect customer satisfaction.
Bulk Transfers Add beneficiaries and make up to 10,000 bulk transfers in one go with simple Excel file upload. Track transfer status in real-time.
Instant Beneficiary Transfers Choose the fund source to disburse money from. Gain control with the Maker-Checker feature.
Vendor Identity Verification Verify vendor identity during onboarding or before transferring funds — eliminate reversals and failed transfers.
Smart Routing Achieve industry-leading success rates at 99.98% using smart routing via multiple gateways, even during bank downtimes.
Financial Control Gain financial control via an intuitive dashboard and detailed reports with insights into success rates and turnaround times.
Industry-best success rate at 99.98% High success rates and uptime guaranteed through smart routing among multiple banks.
Powerful Risk Shield Daily transaction limits, fraud detection, and multiple security checks at API and dashboard levels to reduce risky transactions.
Industry-first Bank Downtime Detector Real-time tracking of unscheduled bank downtimes for seamless bulk transfers.
Near 100% Reconciliation in 5 Minutes Automated solution that reconciles transfers, failures, reversals, and reporting across various transfer modes and destination banks.
Settle all invoices — vendors, salary, bills — and automate reconciliations within Tally ERP instantly.
Add Payouts plugin to your Tally ERP →
Cashgram is a payout links generation solution that helps businesses pay vendors, partners, customers, or others instantly when only their mobile number or email address is known.
Payouts API — Trusted by enterprises, loved by developers
No-Code Solutions
Credit Card Bill Payment — CRED CRED uses Cashfree to send money to the bank account linked to a card, making credit card repayment easier for customers. Use case: Instant transfer to credit cards
E-Commerce Refunds — Nykaa Nykaa makes instant refunds to customer accounts upon refund requests, enhancing the overall shopping experience. Use case: Instant e-commerce refunds
On-Demand Transfers — Porter Porter uses Cashfree to make on-demand transfers to driver-partners at the end of every trip, encouraging digital transactions and convenience. Use case: On-demand transfers
"The partnership with Cashfree Payments has allowed us to render fast, secure and user-friendly settlements, thereby enhancing the overall customer journey. Also, from the automation and scalable point, Cashgram, payout links, have been phenomenal."
Varun Krishnakumar, ex-Director of Products, Furlenco
"Finding a payments partner is not difficult. But finding one with exceptional support – that's a game-changer. Cashfree Payments has been exactly that for us."
Anshu Agarwal, Global Head of Finance, Branch International
"Integration of Cashfree Payments' solution has made payments for our drivers instantaneous and highly convenient."
Vikas Choudhary, Co-founder & CTO, Porter
"The overall reliability of the services provided by Cashfree Payments helped Pocketly maintain its promise to its customers, instilling confidence in the service and enhancing loyalty."
Navdeesh Ahuja, Co-founder, Pocketly
Simple pricing. No hidden charges.
| Transaction Amount | NEFT | RTGS | IMPS / UPI / Amazon Pay | Pay to Phone / Pay to Phone + CC |
|---|---|---|---|---|
| Up to ₹1,000 | ₹3.00 | ₹4.00 | ₹6.00 | ₹7.00 |
| ₹1,000 to ₹25,000 | ₹5.00 | ₹6.00 | ₹8.00 | ₹9.00 |
| Above ₹25,000 | ₹8.00 | ₹10.00 | ₹15.00 | ₹18.00 |
| Transaction Amount | Fee |
|---|---|
| Up to ₹1,000 | ₹15.00 |
| Above ₹1,000 | ₹20.00 |
Above mentioned prices are exclusive of bank charges and GST.
Optimised payments infrastructure for scaling businesses:
Cashfree Payouts is a payments disbursal platform that helps businesses send money instantly, 24x7 — including on bank holidays. It supports transfers to bank accounts (via IMPS, NEFT, RTGS), UPI IDs, wallets (Paytm, Amazon Pay), and tokenised cards, with an industry-best success rate of 99.98%.
Businesses can automate bulk transfers via APIs, make individual transfers from the dashboard, or upload Excel files for batch processing — without the manual overhead of corporate banking portals.
Cashfree Payouts supports a wide range of business use cases:
Sign up on the Cashfree platform, click on Activate Payouts, add your business details, and upload business documents. Once activated, you can test the product in the sandbox environment using Test API credentials before going live. For custom requirements, contact the sales team — they will respond within 24 working hours.
Yes. Payouts is available only to registered businesses. If you're in the process of registering, you can sign up and explore the product in the test environment. Cashfree can also set up an account with volume limits based on your business profile and future needs.
Transfers to bank accounts happen instantly. Transfers above ₹2,00,000 are subject to banking hours and may take longer. Transfers to Paytm, Amazon Pay wallets, UPI IDs, and cards happen instantly.
Yes. Cashfree Payouts operates 24x7 — transfers can be initiated and processed on Sundays and bank holidays.
You can transfer to any active savings or current bank account in India. NRE and NRO accounts are not supported.
Cashfree Payouts delivers an industry-best success rate of 99.98%. Smart routing across multiple banks automatically re-routes failed transfers to maximise the likelihood of successful delivery.
Banks require manual beneficiary addition and a single error in a file can block the entire batch. With Cashfree, valid transfers in a batch go through even if some records are invalid. Reconciliation for failed and invalid transfers is automated — you always know which transfer failed and why. New beneficiary addition and activation is instant.
Cashfree also supports transfers to Paytm Wallet, Amazon Pay Wallet, UPI IDs, and tokenised cards — including on holidays — and the entire process can be automated via APIs.
File uploads require no technical expertise and are the fastest way to start. APIs are best for automating transfers directly from your product or ERP. Integration typically takes one to two days. Many businesses start with file uploads and migrate to APIs as volumes grow.
Yes. Global Payouts allows businesses to send money to beneficiaries in India from another country. Funds can be added in USD, EUR, and other freely convertible currencies. The purpose of payment must be declared during account setup.
Indian businesses can also send transfers internationally, subject to volume and purpose restrictions.
Yes. As an admin, you can create user aliases and assign Approver and Initiator roles for direct and batch transfers. Initiators raise transfer requests; Approvers review and approve or reject them from the dashboard. This ensures accountability and financial control over all outgoing transfers.
Transfers move through four possible states:
You can also set up Webhooks to receive automatic real-time notifications on status changes, and configure daily email notifications for transfer summaries, pending transfers, credits/debits, and reversals.
Transfers to incorrect account details fail instantly. For some banks, confirmation may take up to 24 hours. To prevent this, use Cashfree Bank Account Verification to validate beneficiary account details and names before initiating transfers.
Yes. Write to [email protected] with the transfer details. Cashfree will raise the recall request with the partner bank. It is best to raise the request within 45 days of the transfer. Recall timelines depend on the payment mode. Note: recall success is not guaranteed — most cases require the end beneficiary's consent, and some banks may require an indemnity letter.
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