KYC Link

India's First No Code KYC Solution

KYC Link is a no-code, link-based verification solution that allows businesses to verify user identity by sending verification links through Email, WhatsApp, or SMS. Users can open the link to enter their KYC details and complete the verification process seamlessly during onboarding.

Go live with zero integration and start sending KYC links through email and WhatsApp to your users to verify them for onboarding, high value purchases, regulatory requirements, and much more.

Key Capabilities

How KYC Link Works

The business sends a Verification Link to the user via their preferred communication channel (email, WhatsApp, or SMS). Upon receiving the link, the user opens it and inputs the necessary KYC details, which are then securely transmitted back to the business for verification.

Users do not need to download any application. The Verification Link opens in a web browser, allowing users to complete the process easily from any device with internet access.

Benefits and Features

No Manual Documentation

Eliminate the need for manual document sharing - users can open the link and enter all details such as PAN, Aadhaar, Bank Account Details and more.

Boost Your Revenue

Improve your user acquisition by 20%, by sending KYC links to dropped users to activate them instantly.

Enhanced Accuracy

Give power back to the user by enabling them to fill their own KYC details and reduce onboarding failures due to incorrect details by 60%.

100% Compliance & Data Privacy

Stay compliant by ensuring user does not share PAN & Aadhar data with you and the verification is done as per regulations.

Comprehensive Dashboard

Get a comprehensive dashboard for all your onboarding operations. You will receive a notification or update in your dashboard every time a user completes their verification.

Customization Options

Flexible Configurations

Define the KYC your user needs to complete to get onboarded or to transact.

Customize with Ease

Create custom onboarding forms every time to give your user your branded experience.

WhatsApp-Friendly

Send the custom link to your users and activate dropped off users.

Comprehensive User Self KYC Solution

Penny Drop Verification

Verify if a bank account exists, match name provided by beneficiary with name at bank and minimise the failed or transfer reversals. Know the accurate reason for verification failure.

Aadhaar Verification

Validate the user's 12-digit Aadhaar number and get details like the registered name, gender, date of birth, address, state, user's image, father's name, contact number and email address in seconds.

PAN Verification

Verify if the PAN is valid, identify the registered name of the cardholder, along with the type of PAN - individual or business against the latest updated PAN database.

IFSC Verification

The most exhaustive list of IFSC codes updated weekly. Verify whether the IFSC is valid, the bank name and bank branch that it belongs to.

Use Cases

Online Onboarding

Ecommerce Marketplaces

Onboard sellers within minutes on your platform by enabling them to complete KYB via Whatsapp.

Early Stage Fintechs

Get early validation for your product without the need for any development effort on customer onboarding.

Freelance & Gig Economy Platforms

Onboard freelancers or gig economy workers and verify their bank details for secure payouts.

Real Estate E-Platforms

Verify identity of property sellers and buyers, ensuring trust and transparency in your platform.

Reseller and Affiliate Programs

Let your affiliate partners or resellers onboard new users and complete kyc with zero friction.

Offline Onboarding

Rental Platforms

Share link to complete KYC at the time of booking or at the time of delivery or pick up, for a seamless customer experience.

Tourism and Hospitality

Authenticate guests right after their online booking to make their travel and check-in hassle free.

Employment Agencies

Let candidates complete their identity verification on their own and fastrack the background verification process.

Event & Conference Organizers

Deploy KYC Link to register attendees for large scale events, conferences with a single click.

High Value and Regulated Purchases

Verify the authenticity of your buyer, as per regulatory mandates, before sale of high value items.

Customer Success Stories

Tata AIG

Tata AIG, a leading General Insurance company has integrated Bank Account Verification APIs with the Name match feature as a part of their overall KYC process to reduce fraud and control disbursements of claims.

Use case in focus: Verification Suite

Bajaj Finance

Bajaj Finance verifies its customers before activating any of their products like loans, insurance, FDs or before loan disbursal for personal, business or professional requirements.

Use case in focus: Verification Suite

Junio

Facilitating over 5 Lakh+ users with Smart Card solution for children, Junio integrated Verification Suite APIs with their existing platform to automate the overall onboarding KYC process.

Use case in focus: Verification Suite

Pricing

Link creation is absolutely free. Standard Verification pricing will apply depending on the verifications you chose from - e.g., Bank Account Verification, PAN Verification, etc. For custom pricing, log in to your account and reach out to your Sales Account Manager.

Getting Started

Getting started is simple:

  1. Sign up with Cashfree Payments
  2. Choose the Verification Form solution
  3. Follow the easy setup instructions
  4. You'll be ready to send verification links in no time

Since Verification Link is a no-code solution, businesses can easily integrate it without the need for specialized technical knowledge or coding skills.

Bulk Link Generation

Using your Cashfree Payments Dashboard, you can generate a single link or links in bulk by just providing name and phone number of user.

Link Expiration

If a user doesn't complete the verification, the link will eventually expire based on the duration set by the business. You can also set reminders or resend the link if needed.

Security and Compliance

The security of your users' information is our top priority. The Verification Link uses advanced encryption standards to ensure data is securely transmitted and stored. Moreover, Cashfree Payments follows industry-best practices to safeguard all collected information.

Frequently Asked Questions

What is the KYC Link?

KYC Link is a no code link based verification solution that allows businesses to easily verify the identity of users by sending them a verification link through Email, WhatsApp, or SMS. Users can open this link to enter their KYC details, like bank account number, PAN, Aadhaar, etc., and complete the KYC process seamlessly during onboarding.

How does the KYC Link work?

The business sends a Verification Link to the user via their preferred communication channel which can be email, WhatsApp or SMS. Upon receiving the link, the user opens it and inputs the necessary KYC details, which are then securely transmitted back to the business for verification.

Why would my business need the Verification Link?

The Verification Link is perfect for businesses that want a hassle-free, streamlined process to verify the identity of their users without the need for coding or complex integrations. It helps in ensuring compliance, fraud prevention, and building trust with your customers.

Do users need to download an app to complete the KYC using the Verification KYC Link?

No, users do not need to download any application. The Verification Link opens in a web browser, allowing users to complete the process easily from any device with internet access.

What happens if a user doesn't complete the verification after clicking on the link?

If a user doesn't complete the verification, the link will eventually expire based on the duration set by the business. You can also set reminders or resend the link if needed.

Can I customize the appearance and content of the Verification Link interface?

Yes, the Verification Link solution offers customization options to ensure it aligns with your brand's aesthetics and specific requirements.

How will I know when a user has completed their verification?

You will receive a notification or update in your dashboard every time a user completes their verification. This ensures you can take timely actions or follow-ups as necessary.

How secure is the Verification Link process?

The security of your users' information is our top priority. The Verification Link uses advanced encryption standards to ensure data is securely transmitted and stored. Moreover, Cashfree Payments follows industry-best practices to safeguard all collected information.

How can businesses integrate the Verification Link into their systems?

Since Verification Link is a no-code solution, businesses can easily integrate it without the need for specialized technical knowledge or coding skills.

What types of businesses can benefit from using Verification Link?

Any business that requires user identity verification can use the Verification Link, including but not limited to financial institutions, e-commerce platforms, online gaming sites, and telecommunications companies.

Are there any limitations on the number of verification links I can send?

Using your Cashfree Payments Dashboard, you can generate a single link or links in bulk by just providing name and phone number of user.

Is there a cost associated with using the Verification Link solution?

Link creation is absolutely free. Standard Verification pricing will apply depending on the verifications you chose from - eg Bank Account Verification, PAN Verification etc. For custom pricing, log in to your account and reach out to your Sales Account Manager.

How can I get started with the Verification Link?

Getting started is simple! Sign up with Cashfree Payments, choose the Verification Form solution, and follow the easy setup instructions. You'll be ready to send verification links in no time!

Important Note on WhatsApp Usage

Always ensure you have permission from users before sending them any form of communication or requesting personal information to avoid getting blocked or marked spammed on WhatsApp.

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About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025

RBI Authorised Prepaid Payment Instrument (PPI) Provider Certificate of Authorisation No. 209/2024