Global Collections - International Wire Transfer for Indian Businesses

Overview

Cashfree Payments' Global Collections solution enables Indian businesses to collect international payments through simplified inward remittance. Get local collection accounts for USD, EUR, CAD, and GBP, plus a Global SWIFT Account to accept payments in 30+ currencies from 180+ countries.

How to Collect International Payments in 4 Simple Steps

Step 1: Quick and Easy Sign-Up

Complete your KYC and get started with the platform.

Step 2: Local Collection Accounts

Get your account details for international currencies including USD, EUR, CAD, and GBP.

Step 3: Simplified Collection Process

Share account details with your international clients and receive funds hassle-free.

Step 4: Seamless Tracking and Compliance

Monitor transactions and receive e-FIRA (Foreign Inward Remittance Advice) promptly.

Key Features and Benefits

Simplified Inward Remittance for Your Business

Collect International Payment in India

Get local accounts for USD, EUR, CAD and GBP. Use the Global SWIFT Account to accept payments in 30+ currencies from 180+ countries.

Low Processing Fee, No Hidden Costs

Experience transparent pricing for receiving international payments with:

Guaranteed e-FIRA in 24 Hours

Get your e-FIRA for receiving international payments within 1 day of the transaction. It is auto-generated at no additional cost.

Perfect for All Businesses

Whether you're an exporter, freelancer, IT consultant, digital service provider, or a marketplace seller looking for international wire transfers, Cashfree Payments has got you covered. With this solution, you can effortlessly collect international payments in India from clients worldwide.

Customer Testimonials

Amit Y J, Co-founder, Moon-walker

"Before using Cashfree Payments, getting FIRC was a challenge & would take 2-3 weeks leading to delay to reconciliation & return filing. Now we are receiving it under 24 working hours."

Rohit Diwan, Partner, Diwan Overseas

"We export to USA, Australia & Europe & with Cashfree Payments receiving international payments has become a breeze."

Frequently Asked Questions

What is Foreign Inward Remittance?

Foreign Inward remittance refers to the transfer of money to Indian from anywhere outside India. For example, when you receive money in your Indian bank account from a business or an individual abroad, it is called foreign inward remittance.

What is FIRC and Why is it Needed?

Foreign Inward Remittance Certificate (FIRC) is a document proof for any foreign transfer to India, in case of export of goods. For export of services, there will be no tax levied if there is an FIRC available with the business. FIRC is also important to avail export related schemes such as EPCG (Export promotion capital goods) and others.

What is the Global Collections Solution and How Will it Help Exporters Receive International Payments?

Global Collections is a technology payments platform that is built for exporters who want to receive international payments. This solution is recommended for exporters who are dealing in goods or services having invoice value of up to USD 10,000.

Traditionally exporters in India have been receiving payments via SWIFT. With Global Collections solutions, the exporters can get 5 dedicated local accounts - in 4 currencies namely USD, GBP, EUR and CAD and a Global SWIFT Account to accept payments in 30+ currencies.

Payers/importers can make cross border payments as easy as domestic payments by using local rails like ACH, SEPA, EFT and Faster payments and the amount is credited to the respective local collection account.

Exporters can receive these payments in importer's or payer's home currency without the exporter having to open a bank account in foreign countries saving his/her time, effort and money.

How Can I Start Using Global Collections by Cashfree Payments?

You can visit www.cashfree.com/international-payments/international-wire-transfer/ and click on Contact Sales. Please fill in the basic details about your company and Cashfree Payments sales representatives will reach out to you with 24 working hours to help you get started.

What Does a Local Receiving Account Mean?

Just like there is NEFT in India, there is ACH in the US, SEPA in Europe region, EFT in Canada and Faster payments in UK.

Using the Global Collections solution, exporters get a dedicated collection account each in USD, GBP, EUR and CAD and a SWIFT account to receive payments in other currencies. This way an exporter can get paid via payer's local rails instead of SWIFT.

Example: A payer residing in the US can initiate an ACH transfer into the receiver's (Indian exporter's) local receiving USD account.

For What Kind of Transactions Can I Use Global Collection Accounts?

If you are selling goods or services outside of India having invoice value up to USD 10,000, you can use global collection accounts. The payer can be an individual or a business as the case may be, as long as payment is for sale of goods or rendering of service(s).

Is There Any Restriction on What Type of Businesses (Line of Business) Can Use Global Collections Solution?

Global Collections solution can be used for all types of businesses except:

Can I Get My Payments Received in a Global Collection Account Settled in Other Currencies or in My Forex Account?

No, as per the OPGSP guidelines, all international inward remittance payments must be settled in INR to exporter's bank account by the AD-1 partner bank. In case of Global Collections, the payments received in currency accounts will be settled to your local bank account in India.

Does Cashfree Payments Issue Foreign Inward Remittance Statements (FIRS)?

Yes. Cashfree Payments' AD-1 partner will issue eFIRS on T+1 basis. T being the day on which the beneficiary receives the payment in his/her bank account in India. The eFIRS will be sent via email to your registered email address.

Is Global Collections by Cashfree Payments FEMA Compliant?

Yes. Here is the OPGSP guideline for your reference:

What Are the Purpose Codes to be Followed for OPGSP Transactions?

A list of purpose codes to be followed for OPGSP transactions is available.

Related Resources

Blog Articles

Foreign Inward Remittance Certificate (FIRC): Everything That You Need To Know

Global Collections: Simplified Cross-Border Payments for Indian Exporters

LRS Solution for Immigration Consultants by Cashfree Payments

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License

RBI Authorised Prepaid Payment Instrument (PPI) Provider

Getting Started

To start collecting international payments:

Contact the sales team or create an account to explore custom solutions for your business.