Choosing Right Payment Stack for Subscription Businesses - E-book Guide

Overview

This comprehensive e-book guide helps subscription businesses learn about different recurring payment methods and build a successful subscription business with the right payment mix. The guide provides detailed comparisons and factors to consider when selecting payment solutions for subscription management.

E-book Contents

This e-book contains the following key topics:

Automating recurring payments - Understanding how to automate payment collection for subscription businesses
Different types of mandates - Overview of various mandate types available for recurring payments
Detailed comparison of payment methods - Comprehensive comparison of UPI AutoPay vs. eNACH vs. SI on cards vs. Physical Nach
Factors to consider when choosing a payment stack - Key considerations for selecting the right payment infrastructure for your subscription business

Recurring Payment Methods Covered

UPI AutoPay

UPI AutoPay is one of the recurring payment methods covered in detail in this guide.

eNACH (Electronic National Automated Clearing House)

eNACH is an electronic mandate system for recurring payments, providing automated payment collection capabilities.

SI on Cards (Standing Instructions on Cards)

Standing Instructions on cards enable automated recurring payments through card-based mandates.

Physical Nach

Physical Nach represents the traditional paper-based mandate system for recurring payments.

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License

Certificate of Authorisation No. 266/2025

RBI Authorised Prepaid Payment Instrument (PPI) Provider

Certificate of Authorisation No. 209/2024

Cashfree Payments Product Suite

Collect Payments Solutions

Payment Gateway
flowWise
RiskShield Payment Gateway
RiskShield Payouts
Payment Links
Buy Now Pay Later
Payment Forms
Easy Split
BBPS-Biller
softPOS
UPI QR Code
One Click Checkout

Recurring Payments Solutions

Subscriptions
UPI AutoPay
eNACH

Make Payouts Solutions

Payouts
Cashgram
Fund Sources (Connected Banking)

Escrow Services

One Escrow (Escrow as a service)

International Payments Solutions

Accept International Payments
International Payment Gateway
Global Collections (International Wire Transfer)
Global Payouts
Send International Payments (Outward Remittance)

Identity Verification Solutions

Secure ID (KYC Verification)
Bank Account Verification
IFSC Verification
Reverse Penny Drop Verification
Aadhaar Verification
Aadhaar eSign
Passport Verification API
Driving License Verification API
DigiLocker API
GST Verification
KYC Link
Face Match API
Geolocation API

Other Products

Instant Settlements
Money Transfer

Platform Integrations

Cashfree Payments integrates with multiple platforms:

Shopify
Wix
Woocommerce
Paypal
Wordpress
Zoho

Partnership Opportunities

Affiliate Program
Embedded Payments
Integrations & Offers

Resources and Tools

Free Tools Available

GST Verification Tool
GST Calculator Tool
CAGR Calculator
ROI Calculator

Educational Guides

Recurring payment methods
API Banking
NACH mandate
Payment Gateway Settlements

Additional Resources

Blog
Customer Stories
Events
Customer Reward Scheme
Documentation

Support and Assistance

Help & Support Channels

Support center
Customer Query Resolution
Bank downtime detector (status.cashfree.com)
Discord community for query resolution