Geolocation API - Verify Address from Map Coordinates

Overview

The Geolocation API converts a given pair of latitude and longitude coordinates to get a readable address location with details. This service enables businesses to verify customer location in compliance with RBI's Digital KYC guidelines.

What is Geolocation API for Address Verification

Confirm customer-provided address details by cross-referencing latitude and longitude coordinates through the convenient reverse geocoding feature. Access it easily via the dashboard or seamlessly integrate it into your platform through the API.

Key Features

Plug And Play API

Apart from using the dashboard feature, you can also easily integrate the developer-friendly API into your platform to retrieve, verify and get the address details of your customers.

Real-time Retrieval

Get real-time location details including street name, landmarks, pin code and city, within a few seconds. Reduce manual intervention and save time and money.

100% Compliant

Verify addresses for Digital KYC as well as Video KYC in compliance with RBI guidelines.

Fraud Prevention

Prevent fraudsters on your platforms through accurate address verification, right at the time of onboarding.

How the Geolocation API Works

Step 1: Input Details

Enter map coordinates on the Reverse Geocoding dashboard feature.

Step 2: Verification in Progress

Through reverse geocoding, the API validates the coordinates.

Step 3: Get Details

Get instant results in the form of a clear and readable address.

Use Cases by Industry

Banks and NBFCs

Onboard customers in compliance with Digital KYC processes, with reliable address verification.

E-commerce

Confirm customer addresses with pinpoint accuracy during onboarding and post-onboarding. Minimise delivery errors and enhance both customer and delivery partner experience.

Lending Platforms

Disburse loans to genuine customers based on location verification. Avoid fraud attempts by checking the customer's accurate location at the time of loan disbursals and application processing.

Investment Platforms

Facilitate KYC verification for customers with remote convenience backed by accurate address verification.

Technical Details

What is Reverse Geocoding?

Translating a given pair of latitude and longitude coordinates into a readable address location is known as Reverse Geocoding. With Cashfree Payments' Reverse Geocoding feature, you can verify if the location shared by your customer matches the provided physical address.

How the Geolocation API Works

The Geolocation API works by using various data sources, including GPS, Wi-Fi, and cell tower information, to determine the device's location based on its coordinates.

Reverse Geocoding Example

In the case of Reverse GeoCode, the map coordinates are the Input and the output retrieved is a readable address location.

Example:

Available Address Details

You can fetch the following details from Geolocation API via the dashboard:

Implementation Methods

Dashboard Access

Verify coordinates on the dashboard as you go.

API Integration

Integrate the Reverse Geocoding API into your application for onboarding or verification workflows.

Compliance and Regulatory Information

Why Address Verification is Important in Digital KYC

RBI defines Digital KYC as 'capturing a live photo of the customer and an officially valid document or proof of possession of Aadhaar, where offline verification cannot be carried out, along with the latitude and longitude of the location where an authorised officer of the RE is taking such live photo.'

Hence, address verification becomes mandatory which can be easily done via reverse geocoding.

Frequently Asked Questions

How does the Geolocation API work?

The Geolocation API works by using various data sources, including GPS, Wi-Fi, and cell tower information, to determine the device's location based on its coordinates.

What is Reverse Geocoding?

Translating a given pair of latitude and longitude coordinates into a readable address location is known as Reverse Geocoding. With Cashfree Payments' Reverse Geocoding feature, you can verify if the location shared by your customer matches the provided physical address.

What is an example of Geolocation API working on reverse geocoding functionality?

In the case of Reverse GeoCode, the map coordinates are the Input and the output retrieved is a readable address location. For example, if you input the latitude 12.9274915 and longitude 77.6326806, the output would be the details of the building situated at that intersection. For the given pair of coordinates, the output would be Vaishnavi Summit, No. 6/B, Summit, 80 Feet Rd, Koramangala 1A Block, Koramangala 3 Block, Koramangala, Bengaluru, Karnataka 560034.

What details can I fetch from Geolocation API from the dashboard?

One can get details such as the name of the building, street name, landmark, district, city, state, pin code and country via Geolocation API.

How can I verify an address from Geolocation API by Cashfree Payments?

You can verify coordinates on the dashboard as you go or integrate the Reverse Geocoding API into your application for onboarding or verification workflows.

Why is address verification important in Digital KYC?

RBI defines Digital KYC as 'capturing a live photo of the customer and an officially valid document or proof of possession of Aadhaar, where offline verification cannot be carried out, along with the latitude and longitude of the location where an authorised officer of the RE is taking such live photo.'

Hence, address verification becomes mandatory which can be easily done via reverse geocoding.

Related Cashfree Payments Products

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Easiest way to make payouts to any bank account, UPI ID, card, AmazonPay, Paytm or other native wallet 24*7 instantly even on a bank holiday.

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Collect domestic and international payments on your website or app.

Subscriptions

Accept recurring payments by auto-debiting customer accounts via standing instructions on cards or UPI e mandate.

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025

RBI Authorised Prepaid Payment Instrument (PPI) Provider Certificate of Authorisation No. 209/2024

Getting Started

Create an account to start using the Geolocation API. Benefits include:

Documentation and Support

For technical documentation, visit the Reverse Geocoding API documentation.

For additional questions and support, visit the support page.