Cashgram is an instant payout link solution that enables businesses to send money without collecting recipient's bank account details. The service allows businesses to delight users by paying them faster through multiple payout modes in a highly secure environment.
Cashgram is an instant payout link used by businesses to send money to their customers, vendors, or partners when only their email address or phone number is known.
Cashgram is a payout link with many additional features beyond standard payout links. Businesses can customize Cashgram links with their company logo and color to reflect their brand. Additional capabilities include setting up link expiry time and verifying the beneficiary's name before sending out the money.
Do instant payouts to any bank account, UPI ID, Paytm, or AmazonPay wallet instantly even on a bank holiday.
Make up to 10,000 transfers in a single API call or via simple Excel file upload.
Ensure secure and reliable payouts every time with in-built features:
Customize your Cashgram links with your company logo and color to reflect your brand.
Quick and easy integrations with the following capabilities:
curl -X POST /
'https://{{Host Url}}/payout/v1/payout/v1/createCashgram'
-H 'Accept: */*'
-H 'Authorization: Bearer {{token}}'
-H 'Content-Type: application/json'
-d '{
"cashgramId": "cf6",
"amount": "1.00",
"name": "john",
"email": "[email protected]",
"phone": "9000000001",
"linkExpiry": "2019/11/9",
"remarks": "sample cashgram",
"notifyCustomer": 1
}'
Integration with WhatsApp available for best customer experience.
Cashfree Payments does a penny transfer to the bank account and verifies that the bank account is valid and matches the receiver's name with the account holder's name in bank records - ensuring the amount goes only to the intended beneficiary.
Assign different roles to team members. Define Maker and Checker flows and minimize the chances of mistakes due to human errors, malpractices, etc.
Refund cash-on-delivery orders instantly, process cashbacks and more.
Case Study: Hummel India Hummel India, a Danish sports brand that makes stylish and functional sports apparel and footwear, secured a 20% increase in COD repeat customers using Cashgram for instant refund of COD orders.
Distribute prize money to players.
Refund security deposit for any kind of rental business - car, furniture, or appliances.
Case Study: Furlenco Furlenco, the furniture e-renting platform, is delighting customers with instant refund of security deposits at the end of every subscription with Cashgram.
Reiburse field agents and volunteers.
Pay marketing affiliates and disburse reimbursements to employees.
Case Study: Apollo Tyres Apollo Tyres automated the entire process of sending incentive payments to agents and influencers with Cashgram, reducing the company's effort to minimal for instant disbursal of incentives.
Settle insurance claims and pay DSA incentives.
Pay field agents, handle reimbursements, send refunds.
Pay commissions to vendors, handle reimbursements and do refunds.
₹2.50 Cashgram Charges + Transfer Charges
₹2.00 Cashgram Charges + ₹2.50 Bank account verification charges + Transfer Charges
| Transfer Mode | Up to ₹1,000 | ₹1,001 to ₹10,000 | Above ₹10,000 |
|---|---|---|---|
| IMPS | ₹2.50 | ₹5.00 | ₹10.00 |
| NEFT | ₹1.75 | ₹1.75 | ₹1.75 |
| UPI | ₹3.00 | ₹6.00 | ₹10.00 |
Custom pricing designed for enterprises with the following benefits:
Get in touch with the sales team to explore the right product(s) for your payment needs and get custom pricing.
Cashgram is a secure way to transfer money to customers with multiple security layers:
Users are authenticated using OTP so that only authorized users can view/redeem a Cashgram link. Without a valid OTP, nobody can view/redeem that particular link.
Once a customer redeems a Cashgram link, its status changes from ACTIVE to REDEEMED instantly. Merchants can view this on the dashboard and will be notified over email once a Cashgram has been successfully redeemed.
Cashgram is an instant payout link used by businesses to send money to their customers, vendors, or partners when only their email address or phone number is known.
Cashgram is a payout link with many additional features. You can customize your Cashgram links with your company logo and color to reflect your brand. You can also set up a link expiry time and verify the beneficiary's name before sending out the money.
Payout links make sending out money simple and easy. It takes away all the operational overhead associated with bank transfers or payouts. You can simply create a payout link with a few clicks. We will notify the user and they can redeem the money any time at their convenience.
To start using Cashgram you will need to sign-up on Cashfree. If you already have a Payouts account, click on the "Cashgram" tab in the Payouts dashboard or use our API.
Yes, with Cashgram's batch upload feature, you can create and send bulk instant payout links to a large number of beneficiaries. All you need to do is click on 'download sample file', add all the required details in the sample downloaded, save the file, and click on upload file.
Yes, the recipient will be able to view their Cashgram Payout link at any time. Redemption, however, can only be done within the expiry time set by the merchant while sending the link.
If you have UPI enabled in your Payout account, your customers will be able to redeem a Cashgram to their UPI account.
Please get in touch with our sales team to get a custom pricing as per your needs.
Cashgram is a secure way to transfer money to your customers. Once you create a Cashgram link for a beneficiary, only that beneficiary with the provided phone number/email address can use that link to redeem the amount. Also, it is active only for a limited period of time, and as a merchant you can control the expiry time of each link generated. Additionally, Merchants can also enable 'Beneficiary name verification' feature to prevent incorrect transfers and ensure the money goes to the intended beneficiary account only.
We authenticate users using OTP so that only authorized users can view/redeem a Cashgram link. Without a valid OTP nobody can view/redeem that particular link.
Once the customer redeems a Cashgram link its status changes from ACTIVE to REDEEMED instantly. You will be able to view this on the dashboard. You will also be notified over email once a Cashgram has been successfully redeemed.
No-code payment links to collect payments over WhatsApp, SMS, Facebook, Twitter and other channels.
Accept recurring payments by auto-debiting customers' accounts via standing instructions on card, e mandate via net banking option or UPI AutoPay.
Split vendor commissions and manage marketplace settlements.
Collect and reconcile IMPS/NEFT/UPI payments using unique virtual accounts and UPI IDs.
Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.