Buy Now Pay Later - Cashfree Payments

Overview

Cashfree Payments provides India's widest range of Buy Now Pay Later (BNPL) options, enabling businesses to offer flexible payment solutions including card and cardless EMI, Pay Later options to increase customer conversions by 30%.

Key Benefits

Comprehensive BNPL Suite

Cashfree's Buy Now Pay Later suite includes multiple payment options:

Cardless EMI Options

Key Features:

Debit Card EMI

Expand your business to the untapped customer base by introducing the debit card EMI option. Empowering India's 90+ crore debit card users is your biggest business opportunity.

Credit Card EMI

Credit card EMI options are available through Cashfree's BNPL suite.

Flexible Pay Later Options

Multiple Pay Later options available for customer convenience.

Offer Engine - No Cost EMI and Special Offers

Delight your customers through No Cost EMI on credit cards and running seasonal offers through coupon based discounts and cashbacks on your checkout page.

BNPL Plus - Product Page Integration

Become the Most Preferred Shopping Site

Level up your online selling game by providing a best-in-class shopping experience. With Cashfree's BNPL Plus you can display offers, EMIs and Pay Later options right on your product page and empower your customers to shop more.

Benefits:

Plug-in Available For:

BNPL Plus integrations are available for various e-commerce platforms.

Supported Banks and Partners

30+ supported banks and partners are available through Cashfree's BNPL solution.

Pricing

Credit Card EMI

Rate: TDR + 0.25%

Supported Banks:

Debit Card EMI

Rate: 1.50%

Supported Banks:

Cardless EMI

Rate: 1.90%

Supported Partners:

Pay Later

Rates: 2.20% - 2.50%

Supported Partners:

Note: Charges applicable per transaction

Enterprise Pricing

Custom pricing designed for enterprises with the following benefits:

Get in touch with the sales team to explore the right product(s) for your payment needs and get custom pricing.

Integrations and Developer Support

Go live in quick time with customized payment gateway integrations and plug-ins.

Web Integrations

Mobile Integrations

Languages Supported

E-commerce Platform Plugins

Additional Payment Gateway Features

Instant Refunds

Do instant customer refunds - online orders, COD orders and deposits with advanced refund solutions and delight your customers.

Instant Settlements

Get access to your payment gateway collection within 15 minutes even on bank holidays. Say goodbye to cash flow problems.

Pre-authorization

Temporarily block some amount of funds when a customer places an order and save payment gateway charges on canceled orders with Pre-auth.

Token Vault

Process saved card payments securely with India's first interoperable card tokenization solution.

Related Products

Recurring Payments

Auto-debit funds for periodic payments via cards, UPI and net banking.

Payment Gateway

Accept domestic and international payments for your website or app.

Easy Split

Split vendor commissions and manage marketplace settlements.

Auto Collect

Collect and reconcile IMPS/NEFT/UPI payments using unique virtual accounts and UPI IDs.

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License

Certificate of Authorisation No. 266/2025

RBI Authorised Prepaid Payment Instrument (PPI) Provider

Certificate of Authorisation No. 209/2024

Getting Started

Create your account or contact sales experts to explore custom solutions.

Benefits: