Cashfree Payments' BBPS-Biller solution enables businesses to leverage India's next-generation bill payments infrastructure and collect recurring payments both digitally and offline at the lowest cost. The solution provides fast and secure bill payment collection through the Bharat Bill Payment System network.
| Metric | Value |
|---|---|
| UPI channels and bank apps | 150+ |
| Billers already live on BBPS | 21,000+ |
| Offline centres in network | 35 lakhs+ |
Businesses must first get registered and listed on the BBPS network as an authorized biller.
Once listed, billers can accept payments through 150+ digital payment channels including major UPI apps and 35 lakh offline touchpoints.
After initial setup, recurring bill payments are collected automatically through the BBPS infrastructure.
Use robust APIs or no-code solution to get connected to the BBPS network in less than 3 weeks.
Customise reports to track bill payments across sources in one single view. 24*7 customer support for on-priority issue resolution.
Receive updates on transaction status and confirmation as soon as a bill is paid by the customer.
With Cashfree's guided onboarding and extensive technical support, make your digital-first bill collection journey 2X faster.
Send bill payment reminders to your customers and get payments through any of the 150+ payment apps or 35 lakh offline touchpoints.
Digital-first bill payments are growing across 20+ categories:
For DISCOMs, Water Supply Board, Municipal Corporations etc.
For NBFCs, LSPs and other lending-focused agencies.
For LCOs, MSOs, Broadband, DTH distributors etc.
For mobile network and landline operators.
For businesses collecting payments via invoices.
For insurance providers, aggregators etc.
For city gas distribution networks, LPG providers etc.
For all rental service providers like PGs, co-living, hostels etc.
Connect with all major UPI apps and offline collection centres in one go. Get instant alerts of payments received, and track incoming payments with ease.
With real-time payments tracking, reconciliation and reporting on your dashboard, save on your manual efforts.
Leverage e-bills and automation to provide superior customer experience with up to 4X lower operation and integration cost.
Access funds the very next day, with guaranteed settlement cycles on the BBPS network.
Onboard seamlessly with extensive pre-integration and post-integration customer support.
Bharat Bill Pay System (BBPS) is an integrated online ecosystem that connects 35 lakhs offline collection centres and 150+ digital payment channels including major UPI apps for all kinds of bill payments. A single integration, often facilitated by payment aggregators like Cashfree gives you access to this huge network which enables you to provide multiple payment options for your customers, both online and offline.
The billers are entities that generate the recurring bills to be paid. A few common examples are:
Cashfree's Biller solution for BBPS helps you collect bills from all major UPI apps like Paytm, PhonePe, Google Pay, and more with a single integration that connects you to the BBPS network. You can start the integration process with the following steps:
The transaction limits are dependent on the mode of payment. For example, if the customer is making the payment through an UPI app, the UPI transaction limits would be applicable for the BBPS transaction.
BBPS works on a T+1 settlement cycle. The billers get fast and guaranteed settlements for transactions through BBPS within 24 hours after the payment is made.
To be eligible to be listed on the BBPS network, you should belong to one of the 20+ categories specified by BBPS. You can verify if your business is eligible by connecting with Cashfree experts.
With Cashfree's Biller solution for BBPS, you can integrate and go live as a biller in less than 3 weeks.
Yes, you can collect recurring bills for your business using BBPS. For example, if you are a NBFC giving out loans, your borrowers will have to repay the loan on a recurring basis. Once your borrowers make the first payment, they get the bills of the subsequent payments on their UPI app, which they can pay anytime and anywhere.
The charges per transaction vary from category to category. To get the best pricing for your business category, please reach out to Cashfree.
Biller Operating Unit (BOU) and Consumer Operating Unit (COU) are both authorised entities that offer BBPS services. BOU offers the BBPS services to billers while COU acts as consumer-facing collection agents.
Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.
RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025
RBI Authorised Prepaid Payment Instrument (PPI) Provider Certificate of Authorisation No. 209/2024
For more information about the BBPS Biller solution, businesses can request a demo or connect with Cashfree's BBPS experts through the company's contact forms.