Aadhaar eSign by Cashfree Payments

Overview

Get documents signed remotely, powered by Aadhaar. Send, track, and request Aadhaar-holders to eSign documents in the most reliable, remote and effortless way. Get started with a simple API integration and go paperless.

What is Aadhaar eSign?

Aadhaar eSign is an online and paperless approach to electronically signing documents. Aadhaar eSignatures allow users with an Aadhaar number and an Aadhaar-linked cell phone number or mail ID to sign documents immediately and from anywhere lawfully.

Why Aadhaar eSign

Tailored for businesses, our eSign solution enables efficient documentation workflows. Track and audit activity. Increase conversions across multiple use-cases. Enjoy the convenience of remote verification.

Key Features

Plug And Play API

Upload document, create eSign request and get eSign status with our simple, easy to integrate and developer-friendly APIs.

Channel Options

Initiate the signing process through two different channels. Incorporate APIs to redirect users on your platform. Send eSign links directly to users' emails or phone.

Secure Multi-signature

Enable multiple unique signatures on a single document, entirely online. Reduce turnaround time on your workflow.

Remote Verification

Allow your customers the convenience to sign documents of any type, online from anywhere. No physical presence is needed. Save manual intervention from all parties involved.

Reliable and Compliant

Count on our fully compliant and secure systems, built on top of eMudhra and NSDL infrastructure.

How Does Aadhaar eSign Work?

Step 1: Request eSign

Upload the document with signing details (page number and position). Use APIs to send documents to customers via email/phone or in-app.

Step 2: Receive Status

Customers sign the document using eSign with Aadhaar. You get notified of the status if it's done or not.

Step 3: Access Reports

Run, download, and print the reports of documents uploaded for Aadhaar e-sign.

How Customers eSign with Aadhaar

Signers will receive an OTP on their mobile number when they sign a document with Aadhaar eSign, which authenticates the signer and is used to eSign the required document.

Use Cases: Close Deals Faster with Aadhaar eSign

Banking

Simplify account opening with secure digital signatures, reducing paperwork and processing time for customers and banks. Integrate with the loan authorisation, cheque disbursals, CRM, or ERP processes of any bank, enabling the creation, signing, and online management of digital documents.

Insurance

Facilitate insurance enrollment with eSignatures, minimising paperwork and accelerating policy issuance for insurers and policyholders.

Finance and Law Firms

Ensure compliance and mitigate risks by digitally signing and enforcing legal contracts, improving transparency and efficiency in business transactions.

Education

Use Aadhaar eSign for student enrollments, course registration, faculty contracts, e-learning modules and certifications, and research collaborations, reducing paperwork and optimising operations.

Real Estate

Enabling buyers, sellers, and agents to digitally sign contracts, agreements, and disclosures, enhancing efficiency and reducing paperwork.

Security and Reliability

eSign with Aadhaar is more reliable and secure because of 2 main reasons:

  1. Two-step authentication with Aadhaar login with OTP
  2. Gained consent by signer

What Role Does Cashfree Payments Play in eSign with Aadhaar?

eSign with Aadhaar on Cashfree Payments will provide a single API to send documents to customers via email as well as to initiate signatures within your application and platform.

Main Benefits of Aadhaar eSign

The Aadhaar eSign Verification API offers swift and secure eSignature verification, minimising paperwork, ensuring legal compliance, and streamlining the verification process for organisations. Moreover it fastens your onboarding process and workflows with the benefit of remote verification.

Document Use Cases for eSign with Aadhaar

From legal contracts and onboarding documentation to invoices, purchase orders, and vendor agreements, Aadhaar eSign simplifies the signing process across a range of documents. Whether it's NDAs, compliance contracts, employment letters, or financial documents like loan applications, eSign with Aadhaar ensures efficiency and legality in various transactions.

Document Eligibility

You can affix Aadhaar eSign on all types of documents except the following 4 types of documents:

  1. Negotiable instruments (other than a cheque, a demand promissory note or Bill of Exchange issued in favour of or endorsed by an entity regulated by the RBI, NHB, SEBI, IRDAI and PFRDA)
  2. Powers-of-attorney except those that empower an entity regulated by the RBI, NHB, SEBI, IRDAI and PFRDA to act on behalf of (and in the name of) the person executing them
  3. Documents that create trusts
  4. Wills and other testamentary depositions

Frequently Asked Questions

What is Aadhaar eSign?

Aadhaar eSign is an online and paperless approach to electronically signing documents. Aadhaar eSignatures allow users with an Aadhaar number and an Aadhaar-linked cell phone number or mail ID to sign documents immediately and from anywhere lawfully.

How can customers eSign with Aadhaar?

Signers will receive an OTP on their mobile number when they sign a document with Aadhaar eSign, which authenticates the signer and is used to eSign the required document.

What role does Cashfree Payments play in eSign with Aadhaar?

eSign with Aadhaar on Cashfree Payments will provide a single API to send documents to customers via email as well as to initiate signatures within your application and platform.

What makes eSign with Aadhaar more reliable and secure than the physical signing of documents?

eSign with Aadhaar is more reliable and secure because of 2 main reasons: two-step authentication with Aadhaar login with OTP and gained consent by signer.

What are some use cases for eSign with Aadhaar?

From legal contracts and onboarding documentation to invoices, purchase orders, and vendor agreements, Aadhaar eSign simplifies the signing process across a range of documents. Whether it's NDAs, compliance contracts, employment letters, or financial documents like loan applications, eSign with Aadhaar ensures efficiency and legality in various transactions.

What is the main benefit of Aadhaar eSign?

The Aadhaar eSign Verification API offers swift and secure eSignature verification, minimising paperwork, ensuring legal compliance, and streamlining the verification process for organisations. Moreover it fastens your onboarding process and workflows with the benefit of remote verification.

What documents are eligible for eSign with Aadhaar?

You can affix Aadhaar eSign on all types of documents except the following 4 types of documents:

  1. Negotiable instruments (other than a cheque, a demand promissory note or Bill of Exchange issued in favour of or endorsed by an entity regulated by the RBI, NHB, SEBI, IRDAI and PFRDA)
  2. Powers-of-attorney except those that empower an entity regulated by the RBI, NHB, SEBI, IRDAI and PFRDA to act on behalf of (and in the name of) the person executing them
  3. Documents that create trusts
  4. Wills and other testamentary depositions

API Documentation

Explore the Aadhaar eSign APIs for integration: API Reference - Upload Document for eSign

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About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025

RBI Authorised Prepaid Payment Instrument (PPI) Provider Certificate of Authorisation No. 209/2024

Getting Started

Ready to get started? Collect customer payments, make payouts, manage international payments and so much more. Create your account or contact our experts to explore custom solutions.

Benefits:

Support and Resources

For more questions, visit the Cashfree Payments Support Page.